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Take Advantage of What Personal Loans® Can Offer You

During these uncertain economic times, many people are finding themselves faced with a situation where they could use some financial assistance. Whether it be an emergency, home improvement, consolidating debt or even a family vacation – a low-interest personal loan is a safe and reliable way to meet your financial needs. At PersonalLoans.com, we specialize in quickly and efficiently connecting people to a personal loan that may work for them. Compared to other loan options, personal loans offer greater flexibility with how much a person can borrow. Utilizing our comprehensive network of lenders and lending partners we can offer wide ranges of funding, and give you the opportunity to be qualified for as much as $35,000.

What Are Personal Loans?

Broadly defined, a personal loan is a type of installment loan, which means that it is repaid over time with a set number of scheduled payments. It is also a form of a loan that can be utilized for practically any purpose whatsoever. This can be beneficial in any scenario where additional funds are required. We do not charge any fee or cost to submit a loan request on PersonalLoans  The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement. Representative Example: If you borrow $4,000 on a 2-year repayment term, the monthly repayment will be $182.74. Total repayment will be $4,385.74. There are three types of personal loans available through our network: peer-to-peer loans, personal installment loans, and bank personal loans. You can learn more about these products by viewing the How It Works page on our site.

Simple and Secure Online Loans

We understand that searching for a loan can often be a daunting and confusing task, especially given the wide array of options that are available. We had this in mind when we created PersonalLoans.com. Every aspect of our service has been designed and optimized with the customer in mind. We strive to offer you the most innovative and user-friendly experience possible.Given that each individual lender or lending partner is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons – which can sometimes be as simple as living in the wrong state. What makes PersonalLoans.com unique is that we have assembled one of the largest networks of personal loan lenders and lending partners available anywhere.
When you submit a loan request on PersonalLoans our proprietary technology evaluates your request and searches for potential lenders or lending partners.With our simple three-step request process, it has never been easier to find out if you qualify for the help you need, and enjoy financial security. If you have any questions, our in-house customer support team is standing by and ready to help.
To begin the process of getting your personal loan, please visit our Get Started page.

Important Information

APR – Annual Percentage Rate

The annual percentage rate (APR) is the annualized interest rate that you are charged on your personal loan. PersonalLoans is not a lending operation and doesn't provide loans, but it does refer consumers to reputable professional lenders or lending partners who can provide quick and convenient loan assistance. We don't charge fees for this service. PersonalLoans.com does not have the ability tell you the exact APR that your lender or lending partner will charge. Annual percentage rates can vary based on not only the information that you supply in your initial loan request but the information that your lender or lending partner supplies to you as well. ` Your lender or lending partner will give you all details on the annual percentage rate, cash loan finance charges, and other terms once you are redirected to the loan agreement during the process of requesting a personal loan. We recommend that you closely view the terms of any loan offer you get. If you should require help with any PersonalLoans.com–related services, you can contact us at your convenience.
Example of a Personal Loan APR Range
Amount Period APR Monthly Total Paid
$2,000 12 mo 24% $189.12 $2,269.44
$4,000 24 mo 12% $188.29 $4,518.96
$6,000 36 mo 12% $199.29 $7,174.29

Important Points to Consider

PersonalLoans.com is only partnered with professional lenders or lending partners who provide potential borrowers with sufficiently detailed information concerning loan terms and conditions prior to their accepting any personal loan offer. We recommend that you closely view the terms of any loan offer you get. To get more details on these considerations you can view the Lending Policy and Rates & Fees sections of our website.

  • Financial Implications (Interest and Finance Charges)

    If you get approved for a personal loan, the lender or lending partner will show you the exact fees and interest rate associated with the loan before you formally agree to their offer. As mentioned earlier, PersonalLoans is not a lending operation, so it, therefore, is unable to tell you what the exact fees and interest attached to your loan offer will be. Please know that you are never under obligation to accept the loan terms that a lender or lending partner gives you. Click here for a detailed representative example of a Personal Loan

  • Implications of Non-Payment

  • Potential Impact on Credit Score

  • Collection Practices

  • Loan Renewal Policies

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Loans up to $5,000 at BadCred[ninja_form id=1]

Call Now: 706-591-4430

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